Car Buying Programs, Are They Worth It?

Posted Sunday, Apr 29, 2018

There is a lot of noise out there.  Not just audible noise like traffic, car horns, and construction, although there is plenty of that these days, both up and down the road here on Fulton Ave.  Have you started thinking about how you’re going to buy your next car?  Once you start thinking about it, you’ll start noticing all the noise on TV, radio, and online.  There are all sorts of companies all vying for your attention.  Everyone wants to be the newest, best way to buy a car, but how do they stack up to the car buying program at your credit union, member club, or insurance company?  Where is the best place to start?  Today we’re going to take a look at member-based car buying programs and ask, “are they worth your time?”

For starters, what is a car buying program?  Companies like GEICO, AAA, USAA, Farmers Insurance, Costco, Sam’s Club, and soon even Wal Mart are all offering auto buying programs to their members.  These services gather your information, and promise you a great deal and an easy process on your next car purchase.  And you know what?  Most of them work.  A lot of them work really well, in fact.

For new cars, you’ll generally find your buying program is partnered with one local dealer for each brand, where they will put you in touch with a sales-person or manager tasked to handle your purchase from start to finish.  These dealers generally commit at the beginning of the model year, month, or quarter, as to what price they’re able to offer members for each specific model they carry.  When you contact the dealer simply tell them what you want, and receive your price.  Simple as that.

The used car programs generally work a little differently.  While some may still refer you to a specific dealer, most buying programs like those of USAA, AAA, and Sam’s Club allow you to shop online, and only contact the dealer when you’re ready.

If you’re in the market for a used car, and you’re a member of a company like USAA or AAA, all you need to do is log in online, and navigate to the car buying program page.  Start your shopping by picking out the makes and models you’re interested in, and view listings.  Once you’ve selected the car or truck that looks best to you, submit your details, and receive your special price right away!

Here at Petrol Auto Sales we are partnered with the following auto buying programs AAA, CSAA, AARP, American Express, Consumer Reports, Target, Disney, Boeing, GEICO, SchoolsFirst Credit Union, Allstate, Farmers Insurance, Progressive, PENFED Credit Union, Sam’s Club, and TrueCar.  While it may, in some cases, cost us a little money to support these partnerships by offering special pricing to members, we find the trade-off to be worth it.  As a dealer when we receive word an auto buying member is interested in one of our cars, we often find them to be well qualified, and motivated to make a quick decision.

If you’re not sure if you’re eligible for an auto buying program, or maybe you’re not a member of any of these programs, No Worries!  Visit Our Inventory Page, pick out the car you like, and submit an inquiry.  If you put in the comments that you read our Auto Buying Program Blog we will offer you the same exclusive pricing our Auto Buying Members receive, with no haggling.

As always, we do offer financing for all credit an income types, so feel free to apply-online if you’re worried at all about the financing and let us go to work for you!